Mortgage
We finance dreams.
Summit Bank is proud to offer a wide variety of mortgages products. Homeownership is the most important investment in your life, and Summit Bank can help you achieve that dream. We can assist you with a refinance, remodel, rental, or construction loan. We offer competitive rates and terms. At Summit Bank, we finance your dreams.
Our Mortgage Products:
- Construction to Permanent Financing-
- Summit Bank provides construction financing, and we refund 1% of the loan fee charged on the construction loan if the customer uses Summit Bank to find permanent financing.
- A 12-month construction conversion loan approval which means the customer is approved for up to 12-months for construction to permanent financing, but not locked into a specific rate, until no more than 90 days prior to completion of construction.
- Manufactured Housing
- Financing up to 95% of value
- Home Possible
- Product available for first time homeowners only.
- Affordable lending up to 97% loan to value with as little as $500 down with a minimum FICO of 700.
- Rural Housing
- Financing up to 102% of value
- No MI
- Flexible credit and ratios
- ARMs
- Conventional
- Jumbo ARMs
- Jumbo Loans
- Loans up to $850,000
- Conforming Products
- Conventional
- Interest Only
Start Your Mortgage Process Now!
