Credit Cards
Summit Bank offers a variety of Visa® credit cards to meet your needs.
Become a Visa® card member and enjoy a wide range of benefits including competitive rates and your choice of rewards programs.
- Summit Bank Visa® Platinum Preferred Travel Miles Credit Card (unsecured) – Redeem points for full service travel, gift cards, gift certificates, merchandise, charitable donations, and cash.
- Interest Rate – Prime + 5.0%
- Annual Fee - $30.00
- Minimum Payment – 2% of outstanding balance or $10.00 (whichever is greater) due monthly
- Minimum Credit - $2,000.00
- Additional Information – Full limit is available for purchases and cash advances
- Summit Bank Visa® Platinum Preferred Travel Miles Credit Card (secured)- Great for re-establishing credit, new to the US, or if you have paid in cash for everything up to this point. Earn travel miles secured by a savings or time certificate of deposit account held at Summit Bank.
- Interest Rate – Prime + 5.0%
- Annual Fee - $30.00
- Minimum Payment – 2% of outstanding balance or $10.00 (whichever is greater) due monthly
- Minimum Credit - $2,000.00
- Additional Information – $2,500 is held for security for each $2,000 worth of credit requested. Full limit is available for purchases and cash advances.
- Summit Bank Visa® Platinum Preferred Travel Miles Home Equity Line of Credit Card – Credit card secured by a deed of trust on a one to four family residence. Redeem for full service travel, gift cards, gift certificates, merchandise, charitable donations, and cash.
- Interest Rate – Prime + 0.00% or Prime + 1.00%
- Annual Fee – $30.00 plus $150.00 initial set-up fee
- Minimum Payment – 2% of outstanding balance or $10.00 (whichever is greater) due monthly
- Minimum Credit - $5,000.00
- Additional Information – Home Equity Lines of Credit have a Ten (10) year term at which point they can be renewed, termed out, or closed.
Online Account access provides the quickest and easiest way to:
- Activate your Credit Card
- Make Payments
- Transfer Balances
- Request Limit Increases
- View Statements
- And Much More!
For a lost or stolen card please call 1.800.615.1161.
To access your Summit Bank credit card rewards information visit www.mycardstatement.com.
